Log In

Matthew A.Cahen

Assistant Vice President - Loan Officer

NMLS Registry Number: 1340100
Office: 270-554-7763
Fax: 270-554-1330
Cell Phone: 270-994-8383
3312 Lone Oak Rd
Paducah, Ky 42003
Business Hours: M-Th 8:30 a.m. - 4:30 p.m. CST, Fri 8:30 a.m. - 5:00 p.m.

Matt is no stranger to the banking world, and that shows in his work ethic every single day. From changing car tires to closing loans, he steps up to the plate ready to form new relationships and assisting his customers with all of their lending needs.

Independence Bank's mortgage resource center gives you the tools and technology to begin your home loan journey from the comfort of your home or on-the-go. Our rate watch service and financial calculators are a great place to begin.

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. I will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 270-554-7763.

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Sign Up

Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

Get the numbers

Home Equity

Make the equity in your home work for you. Apply for a home equity loan or line of credit. Use the money to remodel your home, consolidate debt, take a dream vacation, or buy a new car.

Learn More


Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 7.250%  7.412%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 7.125%  7.333%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 6.875%  7.131%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 6.875%  7.234%  0.000%

Personalized Quote